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CONSUMER INFO PAGE

Second Round conducts its business in compliance with applicable state, local and federal regulations. Second Round strives to ensure that its servicers strictly adhere to all laws and regulations pertaining to collections. Second Round works to ensure that its servicers treat consumers fairly, with dignity and respect. Consumers with any problems, issues, concerns or complaints can file a report and Second Round will strive to ensure a response within 5 business days.

Our Commitment to Data Security:

To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Protection of information

To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information. We maintain physical, electronic and procedural safeguards that are consistent with federal standards to guard your private information.

Disclaimer

The content and materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to this Web site or any of the e-mail links contained within the site do not create a relationship between Second Round and the user or browser.

Credit Reports

The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report, at your request, once every 12 months. The three companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free credit report. The Federal Trade Commission (FTC), the nation's consumer protection agency, wants you to know that, if you want to order your free annual credit report online, there is only one authorized website: www.annualcreditreport.com.


To Order Your Free Annual Credit Report

Identity Theft Resources:

Placing A • Fraud Alert • On Your Credit Reports:

You have the right to ask that nationwide consumer credit reporting companies place "fraud alerts" in your file to let potential creditors and others know that you may be a victim of identity theft. A fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you. It also may delay your ability to obtain credit. You may place a fraud alert in your file by calling just one of the three nationwide consumer credit reporting companies. As soon as that agency processes your fraud alert, it will notify the other two, which then also must place fraud alerts in your file.

An initial fraud alert stays in your file for at least 90 days. An extended alert stays in your file for seven years. To place either of these alerts, a consumer credit reporting company will require you to provide appropriate proof of your identity, which may include your Social Security number. If you ask for an extended alert, you will have to provide an identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law enforcement agency. For more detailed information about the identity theft report, visit www.consumer.gov/idtheft.

Federal Trade Commission (FTC) Contact Information:

Federal Trade Commission
Consumer Response Center Room 130
600 Pennsylvania Avenue, N.W.
Washington, D.C. 20580
www.ftc.gov/credit

Consumer Financial Protection Bureau (CFPB) Contact Information:

Consumer Financial Protection Bureau
P.O. Box 4503
Iowa City, Iowa 52244
(855) 411-2372
www.consumerfinance.gov

Other Helpful Resources And Tools Related To Personal Financial Literacy:

This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.